Card Processing
Accept major credit and debit cards through secure processing designed for substance use disorder treatment centers, with virtual terminal access, pay-by-link functionality, transparent pricing, and next-day settlement.
Accept and manage treatment-center payments through a secure virtual terminal built for behavioral health and substance use disorder providers. Apt Financial supports card and ACH processing, recurring billing, pay-by-link functionality, transparent transaction-based pricing, and dedicated hands-on support. Designed around compliance, cash-flow needs, and the operational realities of treatment providers across the United States.

Flexible payment tools help treatment centers accept, schedule, report, and manage patient payments through connected processing solutions.
Accept major credit and debit cards through secure processing designed for substance use disorder treatment centers, with virtual terminal access, pay-by-link functionality, transparent pricing, and next-day settlement.
Offer direct bank-to-bank payment options for patient responsibilities and treatment charges. ACH processing can provide lower transaction fees than card processing and detailed transaction reporting.
Automate scheduled charges for ongoing treatment programs and aftercare services. Recurring billing integrates with credit card and ACH processing while supporting PCI DSS compliance and P2PE tokenization.
Connect virtual and in-person terminals, payment links, card processing, ACH transfers, and reporting in a payment platform built for behavioral health and treatment-center operations.
Support patient responsibility collection with multiple payment methods, transparent transaction pricing, detailed monthly reports, next-day settlement options, and dedicated treatment-industry support.
Pass eligible credit card processing fees to patients through a dynamic surcharging solution designed to operate in compliance with card brand regulations.
Apt Financial’s virtual terminal helps substance use disorder treatment centers accept payments without requiring a physical card terminal. Teams can process major credit and debit cards, accept ACH transfers, send payment links, and manage recurring billing through a specialized platform. PCI DSS compliance, P2PE tokenization, transparent transaction-based pricing, reporting, and dedicated support help address treatment-center cash-flow and operational needs.

Get a specialized payment partner focused on treatment-center operations, compliance, and support.
Built specifically around behavioral health and substance use disorder treatment-center payment needs.
Transaction-based pricing with no hidden fees and no long-term contracts for greater clarity.
PCI DSS-compliant processing and P2PE tokenization support responsible payment handling.
Dedicated support helps treatment centers manage payment workflows and cash-flow needs.
Specialized payment support for behavioral health and treatment providers.
Apt Financial positions itself as a specialized, high-touch payment processor built specifically for behavioral health and substance use disorder treatment centers. The company provides customized payment solutions for providers managing self-pay balances, deductibles, program fees, recurring charges, and patient responsibility. Its platform supports credit and debit cards, ACH payments, recurring billing, virtual terminals, payment links, reporting, and in-person terminal options. Apt Financial’s approach combines transparent transaction-based pricing with dedicated, hands-on support designed around treatment-center operational, compliance, and cash-flow needs. Serving the United States market, the company is headquartered in Decatur, Georgia, and supports providers seeking a focused alternative to general payment processing.
Yes. Apt Financial offers pay-by-link functionality, so patients can complete payments remotely through a secure payment link without a physical card terminal. In-person payment terminal options are also available, allowing treatment centers to select payment methods that fit their administrative and patient-collection workflows.
Talk with Apt Financial about payment options for your treatment center
Tell Apt Financial about your payment workflow and receive guidance on virtual terminal, card, ACH, and recurring billing options.
For immediate assistance, feel free to give us a direct call at 404.458.7294. You can also send us a quick email at info@aptfinancial.co.
For immediate assistance, feel free to give us a direct call at 404.458.7294. You can also send us a quick email at info@aptfinancial.co.