Card Surcharging for Residential Treatment Centres

Card surcharging allows a residential treatment center to pass eligible credit card processing fees to the patient instead of absorbing those costs. Apt Financial’s solution dynamically applies surcharges to eligible credit card transactions and integrates with its broader payment platform. The program is designed for treatment providers and operates in compliance with applicable card brand regulations.

The service catalog specifically describes dynamic surcharging for eligible credit card transactions. Debit card treatment can vary according to the applicable payment rules and transaction type, so centers should configure their program carefully with their payment provider. Apt Financial can explain how eligible transactions are handled within its surcharging and card-processing platform.

Apt Financial states that its surcharging program operates in compliance with card brand regulations. Eligibility, disclosure, and transaction handling should be configured according to the applicable requirements. The platform is also designed with PCI DSS compliance and P2PE tokenization features, supporting a more structured approach to secure payment processing for treatment providers.

Surcharging can help treatment centers avoid absorbing eligible credit card processing fees by presenting those costs to the patient as part of the transaction. This supports more transparent payment economics and can complement patient responsibility management, ACH bank transfers, recurring billing, virtual terminals, and pay-by-link payment options.

Yes. Apt Financial provides credit card and debit card processing for substance use disorder treatment centers and supports acceptance of all major card brands. The service includes transparent pricing with no hidden fees, detailed monthly reports by transaction, next-day settlement on card transactions, virtual terminal access, pay-by-link capabilities, and dynamic surcharging on eligible credit cards.

Card surcharging is part of Apt Financial’s broader payment platform, which also supports ACH bank transfers and recurring billing. ACH transfers can provide an alternative to card payments, while recurring billing supports ongoing treatment programs and aftercare services. Treatment centers can use the combination of payment methods to support different patient responsibility workflows.

Apt Financial’s payment services include PCI DSS compliance and P2PE tokenization. These features are designed to support secure card payment handling and help treatment centers manage payment information more responsibly. The broader platform also includes virtual terminals, pay-by-link functionality, dashboard reporting, and dedicated support for behavioral health providers.

Yes. Apt Financial provides patient responsibility management solutions that support collection through credit card processing, ACH bank transfers, and recurring billing. The platform includes transparent transaction pricing, virtual terminals, pay-by-link capabilities, next-day settlement options, and reporting designed to help treatment centers manage patient payment workflows more efficiently.