Accept Card Payments at Your Treatment Center

To accept credit cards, a treatment center generally needs a payment processor, an approved merchant account, a way to enter or collect card details, and processes that support applicable security requirements. Apt Financial can provide treatment-center-focused card processing with virtual terminal access, payment links, PCI DSS compliance, P2PE tokenization, and acceptance of major card brands.

Yes. Apt Financial’s card processing solution is designed for substance use disorder treatment centers and supports acceptance of major credit and debit card brands. Centers can use available payment tools such as virtual terminals, pay-by-link functionality, and in-person payment terminal options to collect patient payments through channels that fit their workflows.

Yes. ACH bank transfer processing allows patients to make direct bank-to-bank payments. The service offers lower transaction fees than credit card processing, transparent pricing, detailed monthly reports by transaction, and next-day settlement availability. ACH can be used alongside card payments as part of a broader treatment-center payment solution.

Yes. Automated payment schedules can support recurring charges for ongoing treatment programs and aftercare services. Apt Financial integrates recurring billing with secure credit card and ACH processing infrastructure, including PCI DSS compliance and P2PE tokenization. This can help centers manage scheduled patient responsibility payments without relying on manual collection follow-up.

Apt Financial offers a credit card surcharging solution that allows treatment centers to pass processing fees to patients on eligible credit card transactions. The program uses dynamic surcharging and is designed to operate in compliance with card brand regulations. Eligibility, setup requirements, and applicable rules should be reviewed before implementation.

Treatment centers can use virtual terminals and pay-by-link functionality in addition to in-person payment terminal options. These tools can support payments when staff are collecting information by phone, sending a payment request, or processing transactions through an administrative workflow. Apt Financial also supports card, ACH, recurring billing, and dashboard reporting capabilities.

Next-day settlement is available for eligible card transactions, and next-day settlement is also available as an ACH processing option. Actual availability can depend on account setup, processing details, and applicable approval requirements. Apt Financial can explain settlement availability as part of configuring a payment solution for the treatment center.

Apt Financial’s treatment-center payment solutions include PCI DSS compliance and P2PE tokenization features. These capabilities are designed to support secure payment handling and reduce exposure during card transactions. Centers should also maintain appropriate internal procedures for access, payment information handling, and regulatory compliance within their own operations.