Credit Card Processing for Treatment Centres

Apt Financial supports major credit and debit cards, ACH bank transfers, recurring billing, virtual terminals, and payment links. These options allow treatment centers to collect patient responsibility amounts through channels suited to different payment situations, including card-not-present transactions and scheduled charges for ongoing treatment programs or aftercare services.

Yes. Apt Financial positions its payment platform specifically around substance use disorder treatment centers and behavioral health providers. Its services address common operational needs such as collecting self-pay balances, deductibles, program fees, recurring charges, and patient responsibility amounts while supporting payment reporting, compliant processing, and dedicated assistance for treatment-center cash-flow needs.

Yes. ACH processing enables treatment centers to accept direct bank-to-bank patient payments. ACH transactions may have lower transaction fees than credit card processing, and the service includes transparent pricing, detailed monthly reporting by transaction, PCI DSS compliance, and next-day settlement availability as part of Apt Financial’s broader payment solution.

Yes. Apt Financial offers automated payment schedules for ongoing treatment programs and aftercare services. Recurring billing can work with the company’s credit card and ACH processing infrastructure, helping providers manage scheduled charges while using secure PCI DSS-compliant processing and P2PE tokenization.

Apt Financial provides a surcharging solution that allows treatment centers to pass eligible credit card processing fees to patients. The program dynamically surcharges eligible transactions and operates in compliance with card brand regulations. Treatment centers should review applicable requirements with Apt Financial before implementing a surcharge program.

Apt Financial offers transparent, transaction-based pricing with no hidden fees for its treatment-center payment services. Depending on the solution, providers can receive detailed monthly reports by transaction, competitive rates tailored to the treatment industry, and lower transaction fees for ACH transfers. Specific pricing is available through a customized quote.

The service catalog states that selected Apt Financial payment solutions do not require long-term contracts. This provides treatment centers with more flexibility when evaluating card processing, ACH transfers, recurring billing, and patient responsibility management. Contract terms can vary by service arrangement and should be confirmed during the consultation.

Apt Financial provides dedicated support for treatment-center payment needs, along with dashboard reporting for attempted and successful transactions and detailed monthly reports by transaction. Depending on the solution, providers can also access virtual terminals, payment links, multi-location support, in-person payment terminal options, and next-day funding capabilities.